omg so i have this retirement account thingymajigger now. my school starts contributing money in the second year. i haven't done anything on my end because i'm soooo far from being able to plan financially at all (gotta work on that). anyways, in the past week, i've gotten, like, four mailings from tiaa-cref. i have no idea what the stuff is talking about. it'll seriously take at least a day for me to figure out what the letters and packets and brochures are saying. for now, i'm just filing it all away.